ZIP 59262 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59262 (Richland County, Montana) at a minimal 11/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). What sets it apart are the readings on structural risk (22/100), institutional ownership (17/100), mortgage stress (10/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low. Latent structural risk is 22/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 357 housing units across 59262. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. Around 13% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. About 595 people live here, median age 33. Median household income is $69,063, near the U.S. median near $78,000. A median home runs $278,300 here, or 4.0 times local income. The poverty rate is 11.8%. The tenure split is 64% owner-occupied to 36% rented. Educational attainment sits at 14% bachelor's-or-above.

Net-net, 59262 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 59262 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 59262's 11/100 can be lined up against any neighbor in Richland County, Montana or any ZIP coast to coast. Where the record is thin for 59262, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 figure for 59262 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 59262 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.