ZIP 59451 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 59451 (Fergus County, Montana) lands at 22/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (100/100), structural risk (49/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (12/100) register low. On the structural side it scores 49/100, with 4/100 of stress already active.

The peak-phase market in 59451 posted values that rose 2.2% over the year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $57,000 — below the roughly $78,000 national figure. Vacancy runs 32.5%, above the national norm and a classic distress-and-opportunity signal. 87% of housing is owner-occupied. Home values center near $214,300, an affordability ratio of 2.1× — accessible. The ZIP holds roughly 85 housing units. DLRadar's demographic-stress index for the area reads 28/100. Roughly 30.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 35% have a four-year degree. Population is roughly 120 with a median age of 50.

On the whole, 59451 leans distressed, with opportunity clustered in specific stressed parcels. 59451 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 59451 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 59451 stays directly comparable to neighboring ZIPs and the rest of Fergus County, Montana. Every figure is auditable to a public dataset and refreshed on ingest; 59451 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 59451 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 59451 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.