ZIP 59471 Foreclosure, Tax-Lien & Distress Report

ZIP code 59471 in Fergus County, Montana carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Leading the profile are institutional ownership (22/100), structural risk (22/100), mortgage stress (12/100). By contrast, structural risk (22/100) and mortgage stress (12/100) register low. The latent-versus-live split is 22/100 structural and 4/100 already moving.

The market reads peak — home values rose 2.2% year on year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 61% of homes, renters 39%. Median household income is $64,688, below the U.S. median near $78,000. Population is roughly 316 with a median age of 47. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 175 housing units. Educational attainment sits at 26% bachelor's-or-above. The typical home is worth about $177,500 (2.3× income, relatively affordable). The poverty rate is 19.7% — high, a tax-stress and distress correlate. Vacancy runs 31.2%, above the national norm and a classic distress-and-opportunity signal. Around 41% of renters are cost-burdened.

Taken together, 59471 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 59471 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 59471 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 59471, the field stays empty rather than modeled, and fills in as new documents post.

59471's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 59471 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.