ZIP 59032 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 59032 (Fergus County, Montana) returns a low composite of 20/100. Structural exposure scores 46 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (100/100), structural risk (46/100), institutional ownership (24/100). On the quiet end sit institutional ownership (24/100) and mortgage stress (12/100).

The peak-phase market in 59032 posted values that rose 2.2% over the year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 286 housing units. Rent burden reaches 13% of tenant households. The tenure split is 65% owner-occupied to 35% rented. Educational attainment sits at 17% bachelor's-or-above. Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 59032 scores 33/100. The vacancy rate is 18.9% — elevated. About 380 people live here, median age 46. Households earn a median $26,750 — below the roughly $78,000 national figure. Home values center near $150,000, an affordability ratio of 4.6×.

Net-net, 59032 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 59032 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 59032 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Fergus County, Montana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 59032 shows blanks, not estimates, wherever the record is sparse.

59032's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 59032 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.