ZIP 60131 Foreclosure, Tax-Lien & Distress Report

ZIP code 60131 in Cook County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (60/100). Structurally it carries 77/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (73/100), institutional ownership (50/100). By contrast, mortgage stress (20/100) register low.

The expansion-phase market in 60131 posted values that rose 5.7% over the year, and 23% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.6%. Roughly 13.7% live below the poverty line. About 18,059 people live here, median age 38. Around 19% of adults hold a bachelor's degree or higher. On demographic stress specifically, 60131 scores 31/100. 75% of housing is owner-occupied. Around 36% of renters are cost-burdened. The typical home is worth about $287,000 (3.4× income, relatively affordable). Median household income is $76,404, near the U.S. median near $78,000. The ZIP holds roughly 6,147 housing units.

Overall, 60131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 60131 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 60131 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 60131 stays directly comparable to neighboring ZIPs and the rest of Cook County, Illinois. Every figure is auditable to a public dataset and refreshed as records update; 60131 shows blanks, not estimates, wherever the record is sparse.

The 34/100 for 60131 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 60131 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.