ZIP 60439 Foreclosure, Tax-Lien & Distress Report

ZIP 60439's composite property-distress score is 33/100 - DLRadar classes that as moderate for Cook County, Illinois. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (82/100). Leading the profile are construction/permit lag (86/100), structural risk (75/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (17/100). On the structural side it scores 75/100, with 5/100 of stress already active.

The expansion-phase market in 60439 posted values that rose 5.7% over the year, and 18% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $480,800 here, or 3.5 times local income. The vacancy rate is 3.0%. 24,255 residents call 60439 home, typically aged 45. Educational attainment sits at 45% bachelor's-or-above. The tenure split is 88% owner-occupied to 12% rented. Around 41% of renters are cost-burdened. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 60439 scores 25/100. The ZIP holds roughly 9,090 housing units. Households earn a median $132,511 — above the roughly $78,000 national figure.

On balance 60439 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 60439 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 60439 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Cook County, Illinois and the nation. Where the public record is thin for 60439, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 60439 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 60439 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.