ZIP 60609 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 60609 (Cook County, Illinois) lands at 35/100 — moderate on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (88/100), structural risk (79/100), institutional ownership (46/100). mortgage stress (20/100) stay muted. The latent-versus-live split is 79/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (82/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 16% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $54,142 — below the roughly $78,000 national figure. There are about 25,849 housing units across 60609. The demographic-stress sub-score lands at 41/100. Rent burden reaches 43% of tenant households. 42% of housing is owner-occupied. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 11.3% — elevated. The typical home is worth about $268,300 (4.7× income). 25.3% of residents fall below the poverty threshold. About 64,268 people live here, median age 35.

Net-net, 60609 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 60609 at the moment; the composite and its components are still built from verifiable public records.

Whether 60609 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 60609 can be compared directly against any other ZIP in Cook County, Illinois or nationwide. Where the public record is thin for 60609, the field stays empty rather than modeled, and fills in as new documents post.

Behind 60609's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 60609 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.