ZIP 60646 Foreclosure, Tax-Lien & Distress Report

Cook County, Illinois's ZIP 60646 registers 35/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on construction/permit lag (88/100), structural risk (79/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100). Structurally it carries 79/100, against 6/100 of stress already in motion.

The market reads expansion — home values rose 5.7% year on year, and 14% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $503,900 here, or 4.4 times local income. The tenure split is 79% owner-occupied to 21% rented. About 28,499 people live here, median age 43. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 4.8%. Households earn a median $111,115 — above the roughly $78,000 national figure. The ZIP holds roughly 11,924 housing units. Educational attainment sits at 58% bachelor's-or-above. On demographic stress specifically, 60646 scores 27/100. Around 29% of renters are cost-burdened.

Net-net, 60646 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 60646 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 60646 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 60646 can be compared directly against any other ZIP in Cook County, Illinois or nationwide. Where the public record is thin for 60646, the field stays empty rather than modeled, and fills in as new documents post.

Behind 60646's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 60646 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.