ZIP 60970 Foreclosure, Tax-Lien & Distress Report
Iroquois County, Illinois · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 60970 in Iroquois County, Illinois comes in at 16, a low composite-distress reading. The split runs 33/100 structural to 1/100 active on the ground. Its standout signals are construction/permit lag (41/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).
Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 22% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 12.9% — elevated. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 39% of tenant households. Educational attainment sits at 13% bachelor's-or-above. The typical home is worth about $119,900 (2.5× income, relatively affordable). Roughly 23.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 3,108 housing units across 60970. Households earn a median $48,456 — below the roughly $78,000 national figure. About 5,965 people live here, median age 48. DLRadar's demographic-stress index for the area reads 31/100.
Net-net, 60970 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 60970 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 60970 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 60970 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 16/100 figure for 60970 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 60970 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 60970
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 60970 by the numbers
A live read on 60970: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Iroquois County ZIP codes
Nearest ZIP codes to 60970
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Iroquois County, Illinois
Further distress data across Iroquois County, Illinois at ZIP, county and state level.
The complete 60970 distress and acquisition report
The full 60970 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology