ZIP 61540 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 61540 in Marshall County, Illinois comes in at 15, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (4/100) register low. Structurally it carries 34/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 25% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.5%. Median household income is $74,519, near the U.S. median near $78,000. The tenure split is 82% owner-occupied to 18% rented. 10.7% of residents fall below the poverty threshold. Population is roughly 2,700 with a median age of 47. There are about 1,321 housing units across 61540. The typical home is worth about $154,400 (2.1× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. Around 42% of renters are cost-burdened.

Overall, 61540 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 61540 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61540 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 61540 stays directly comparable to neighboring ZIPs and the rest of Marshall County, Illinois. Nothing here is interpolated — where a source is thin for 61540, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61540's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 61540 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.