ZIP 62045 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62045 (Calhoun County, Illinois) lands at 11/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). Structural exposure scores 28 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (50/100), structural risk (28/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (15/100).

The peak-phase market in 62045 posted values that rose 3.9% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 418 with a median age of 66. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $173,600 (2.3× income, relatively affordable). The vacancy rate is 52.5% — elevated. At $72,083, median income runs near typical U.S. levels. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 233 housing units. 97% of housing is owner-occupied.

Taken together, 62045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 62045 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 62045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 62045, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 for 62045 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.