ZIP 62045 Property Distress & Foreclosure Data

ZIP code 62045 in Calhoun County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). On the structural side it scores 41/100, with 4/100 of stress already active. What sets it apart are the readings on construction/permit lag (100/100), structural risk (41/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

418 residents call 62045 home, typically aged 66. Educational attainment sits at 10% bachelor's-or-above. Home values center near $173,600, an affordability ratio of 2.3× — accessible. The vacancy rate is 52.5% — elevated. Median household income is $72,083, near the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 233 housing units. Owners hold 97% of homes, renters 3%.

Taken together, 62045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.