ZIP 62045 Foreclosure, Tax-Lien & Distress Report
Calhoun County, Illinois · High Vacancy market
Composite property distress in 62045 (Calhoun County, Illinois) lands at 6/100 — minimal on DLRadar's distress scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). Structural exposure scores 15 and live distress 4 on the 0–100 scale. Its standout signals are mortgage stress (15/100), institutional ownership (15/100), structural risk (15/100). On the quiet end sit institutional ownership (15/100) and structural risk (15/100).
The peak-phase market in 62045 posted values that rose 3.9% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 418 with a median age of 66. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $173,600 (2.3× income, relatively affordable). The vacancy rate is 52.5% — elevated. At $72,083, median income runs near typical U.S. levels. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 39/100. The ZIP holds roughly 233 housing units. 97% of housing is owner-occupied.
Taken together, 62045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 62045 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 62045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 62045, the field stays empty rather than modeled, and fills in as new documents post.
The 6/100 for 62045 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 62045 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 62045 Stress Report snapshot
62045 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Calhoun County
Nearest ZIP codes to 62045
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Calhoun County, Illinois.
Get the full acquisition report for 62045
Get every distressed property in 62045 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology