ZIP 62238 Foreclosure, Tax-Lien & Distress Report

In Perry County, Illinois, ZIP 62238 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 22/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

The market reads expansion — home values rose 5.3% year on year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. The poverty rate is 16.0%. 80% of housing is owner-occupied. Rent burden reaches 57% of tenant households. Educational attainment sits at 11% bachelor's-or-above. Median household income is $72,188, near the U.S. median near $78,000. The ZIP holds roughly 250 housing units. 618 residents call 62238 home, typically aged 32. Home values center near $96,300, an affordability ratio of 1.2× — accessible.

On the whole, 62238 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 62238 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 62238 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 62238, the field stays empty rather than modeled, and fills in as new documents post.

62238's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 62238 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.