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ZIP 62286 Foreclosure, Tax-Lien & Distress Report

Randolph County, Illinois · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 62286 in Randolph County, Illinois comes in at 13, a minimal composite-distress reading. The latent-versus-live split is 27/100 structural and 1/100 already moving. Leading the profile are structural risk (27/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (78/100).

The expansion-phase market in 62286 posted values that rose 5.3% over the year, and 10% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,901 housing units. The typical home is worth about $117,800 (2.3× income, relatively affordable). Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $64,118 — below the roughly $78,000 national figure. About 5,482 people live here, median age 41. 16.2% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. On demographic stress specifically, 62286 scores 29/100. Owners hold 69% of homes, renters 31%. Around 39% of renters are cost-burdened.

Net-net, 62286 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 62286's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62286 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 62286 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 62286 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

13/100
Composite stress
27/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 62286

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk78
9 further distress layers are graded for 62286

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

62286 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 62286, the same set carried on every parcel.

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Randolph County ZIPs near 62286

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