ZIP 62905 Foreclosure, Tax-Lien & Distress Report

ZIP code 62905 in Union County, Illinois carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are structural risk (21/100), mortgage stress (5/100), institutional ownership (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Structural exposure scores 21 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.4% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 79% of homes, renters 21%. The ZIP holds roughly 367 housing units. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 20/100. 741 residents call 62905 home, typically aged 48. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. At $52,778, median income runs below typical U.S. levels. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. A median home runs $108,300 here, or 2.2 times local income. About 27% have a four-year degree.

On the whole, 62905 leans distressed, with opportunity clustered in specific stressed parcels. While 62905 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 62905 read uses the identical scoring model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 62905 stays directly comparable to neighboring ZIPs and the rest of Union County, Illinois. Nothing here is interpolated — where a source is thin for 62905, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 62905's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 62905 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.