ZIP 62995 Foreclosure, Tax-Lien & Distress Report

In Johnson County, Illinois, ZIP 62995 scores 7 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 15/100, against 2/100 of stress already in motion. Leading the profile are structural risk (15/100), mortgage stress (6/100), institutional ownership (3/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 33% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $57,773 — below the roughly $78,000 national figure. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 49% of tenant households. The typical home is worth about $154,800 (2.4× income, relatively affordable). On demographic stress specifically, 62995 scores 34/100. About 6,477 people live here, median age 39. Owners hold 71% of homes, renters 29%. The vacancy rate is 18.4% — elevated. Roughly 24.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,894 housing units across 62995.

On the whole, 62995 leans distressed, with opportunity clustered in specific stressed parcels. While 62995 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 62995 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 62995 stays directly comparable to neighboring ZIPs and the rest of Johnson County, Illinois. Where the public record is thin for 62995, the field stays empty rather than modeled, and fills in as new documents post.

The 7/100 for 62995 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62995 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.