ZIP 62972 Foreclosure, Tax-Lien & Distress Report

In Johnson County, Illinois, ZIP 62972 scores 7 of 100 for composite distress, a minimal level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (14/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Latent structural risk is 14/100 while live distress already moving reads 2/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 48% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 725 housing units across 62972. A median home runs $188,800 here, or 2.1 times local income. On demographic stress specifically, 62972 scores 19/100. Around 0% of renters are cost-burdened. The tenure split is 98% owner-occupied to 2% rented. Around 23% of adults hold a bachelor's degree or higher. 891 residents call 62972 home, typically aged 57. At $82,007, median income runs near typical U.S. levels. The vacancy rate is 42.5% — elevated. The poverty rate is 0.7% — low.

Taken together, 62972 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 62972 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62972 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 7/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 62972, the field stays empty rather than modeled, and fills in as new documents post.

The 7/100 figure for 62972 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 62972 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.