ZIP 63736 Foreclosure, Tax-Lien & Distress Report

ZIP code 63736 in Scott County, Missouri carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (94/100), structural risk (81/100), institutional ownership (63/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 81/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), climate & FEMA risk (79/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 5% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 27/100. Rent burden reaches 32% of tenant households. Vacancy runs 7.3%. Around 25% of adults hold a bachelor's degree or higher. 3,342 residents call 63736 home, typically aged 40. The tenure split is 74% owner-occupied to 26% rented. 16.8% of residents fall below the poverty threshold. Home values center near $168,700, an affordability ratio of 2.7× — accessible. Households earn a median $62,045 — below the roughly $78,000 national figure. The ZIP holds roughly 1,673 housing units.

Overall, 63736 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 63736 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 63736's 36/100 can be lined up against any neighbor in Scott County, Missouri or any ZIP coast to coast. Sparse data for 63736 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 63736 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Practically, 63736 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.