ZIP 63740 Foreclosure, Tax-Lien & Distress Report
Scott County, Missouri · Affordable market
Scored purely from public records, 63740 (Scott County, Missouri) returns a moderate composite of 31/100. Structural exposure scores 70 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (65/100), flood (NFIP) exposure (62/100). Its standout signals are construction/permit lag (77/100), structural risk (70/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100).
Prices here sit in a peak phase: values rose 3.8% over the trailing year, 1.4% off the recent peak, and 6% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 9.6%. The typical home is worth about $140,700 (2.5× income, relatively affordable). The tenure split is 76% owner-occupied to 24% rented. DLRadar's demographic-stress index for the area reads 27/100. Around 36% of renters are cost-burdened. Households earn a median $54,681 — below the roughly $78,000 national figure. 5,447 residents call 63740 home, typically aged 42. The ZIP holds roughly 2,406 housing units. About 20% have a four-year degree. The poverty rate is 9.3%.
Net-net, 63740 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 63740 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 63740's 31/100 can be lined up against any neighbor in Scott County, Missouri or any ZIP coast to coast. Sparse data for 63740 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 31/100 for 63740 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 63740 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 63740
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
63740 at a glance
The live 63740 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Scott County ZIP reports
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Related ZIP, county and statewide reads linked to Scott County, Missouri.
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Each signal above is traceable to an open dataset · methodology