ZIP 63785 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 63785 (Cape Girardeau County, Missouri) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (85/100)). Structural risk reads 56/100 against active distress of 4/100. Leading the profile are construction/permit lag (57/100), structural risk (56/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, 2.9% off the recent peak, and 17% higher over three years, at 35/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 17.9% — elevated. Around 33% of adults hold a bachelor's degree or higher. There are about 592 housing units across 63785. Rent burden reaches 100% of tenant households. The typical home is worth about $206,100 (2.9× income, relatively affordable). On demographic stress specifically, 63785 scores 34/100. Median household income is $58,207, below the U.S. median near $78,000. Owners hold 99% of homes, renters 1%. 2.6% of residents fall below the poverty threshold. 1,071 residents call 63785 home, typically aged 49.

On the whole, 63785 leans distressed, with opportunity clustered in specific stressed parcels. 63785 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 63785 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 63785 stays directly comparable to neighboring ZIPs and the rest of Cape Girardeau County, Missouri. The score is rebuilt from public data as it updates, so 63785 reflects the current record instead of a stale or modeled snapshot.

Behind 63785's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 63785 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.