ZIP 63862 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 63862 (New Madrid County, Missouri) lands at 24/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in institutional ownership (58/100), structural risk (54/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (71/100), FEMA disaster exposure (65/100). Latent structural risk is 54/100 while live distress already moving reads 7/100.

The market reads peak — home values rose 4.4% year on year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 63862 scores 29/100. Around 22% of renters are cost-burdened. Median household income is $46,548, below the U.S. median near $78,000. The vacancy rate is 19.3% — elevated. Roughly 23.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 10% bachelor's-or-above. There are about 593 housing units across 63862. Owners hold 65% of homes, renters 35%. 1,315 residents call 63862 home, typically aged 39. A median home runs $81,600 here, or 1.7 times local income.

On the whole, 63862 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 63862 at the moment; the composite and its components are still built from verifiable public records.

Whether 63862 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 63862 can be compared directly against any other ZIP in New Madrid County, Missouri or nationwide. Nothing here is interpolated — where a source is thin for 63862, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

63862's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 63862 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.