ZIP 63801 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 63801 (Scott County, Missouri) at a moderate 34/100 for overall property distress. Structural exposure scores 76 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (72/100)).

The market reads peak — home values rose 3.8% year on year, and 15% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 22,121 people live here, median age 39. The typical home is worth about $156,700 (2.7× income, relatively affordable). The ZIP holds roughly 9,938 housing units. The demographic-stress sub-score lands at 29/100. Owners hold 65% of homes, renters 35%. The vacancy rate is 9.8%. 15.0% of residents fall below the poverty threshold. Around 35% of renters are cost-burdened. About 23% have a four-year degree. Households earn a median $55,945 — below the roughly $78,000 national figure.

On balance 63801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 63801 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 63801 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 63801 stays directly comparable to neighboring ZIPs and the rest of Scott County, Missouri. Every figure is auditable to a public dataset and refreshed on ingest; 63801 shows blanks, not estimates, wherever the record is sparse.

Behind 63801's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 63801 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.