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ZIP 64055 Foreclosure, Tax-Lien & Distress Report

Jackson County, Missouri · Affordable market

ZIP 64055's composite property-distress score is 29/100 - DLRadar classes that as low for Jackson County, Missouri. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (94/100). Its heaviest discrete signals: construction/permit lag (75/100), structural risk (66/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. The latent-versus-live split is 66/100 structural and 3/100 already moving.

The peak-phase market in 64055 posted values that rose 2.8% over the year, and 17% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.7%. The typical home is worth about $176,700 (2.7× income, relatively affordable). Households earn a median $64,646 — below the roughly $78,000 national figure. Owners hold 70% of homes, renters 30%. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 24% bachelor's-or-above. Population is roughly 36,092 with a median age of 40. 13.0% of residents fall below the poverty threshold. There are about 17,090 housing units across 64055. Around 46% of renters are cost-burdened.

Net-net, 64055 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 64055 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 64055 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 64055 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 29/100 for 64055 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 64055 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
66/100
Structural risk
3/100
Distress activity

What is driving ZIP 64055’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk97
64055 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 64055 Stress Report snapshot

The live 64055 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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