ZIP 64632 Foreclosure, Tax-Lien & Distress Report

Mercer County, Missouri's ZIP 64632 registers 3/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 6/100 structural and 2/100 already moving. The most distinctive pressure shows up in mortgage stress (6/100), structural risk (6/100), institutional ownership (3/100). By contrast, structural risk (6/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 317 housing units. 14.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Around 39% of renters are cost-burdened. About 401 people live here, median age 57. Educational attainment sits at 5% bachelor's-or-above. Median household income is $49,792, below the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. The vacancy rate is 48.3% — elevated. Home values center near $79,600, an affordability ratio of 1.6× — accessible.

Net-net, 64632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.