ZIP 65020 Property Distress & Foreclosure Data

In Camden County, Missouri, ZIP 65020 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (57/100), institutional ownership (46/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (17/100). Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). The latent-versus-live split is 57/100 structural and 8/100 already moving.

The peak-phase market in 65020 posted values that rose 4.1% over the year, and 25% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 10,029 housing units. Roughly 15.5% live below the poverty line. On demographic stress specifically, 65020 scores 38/100. Around 39% of renters are cost-burdened. A median home runs $265,200 here, or 4.3 times local income. Population is roughly 14,635 with a median age of 48. Households earn a median $57,243 — below the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. About 18% have a four-year degree. The vacancy rate is 46.2% — elevated.

On the whole, 65020 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.