ZIP 65786 Property Distress & Foreclosure Data

ZIP code 65786 in Camden County, Missouri carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 56/100 against active distress of 8/100. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on structural risk (56/100), institutional ownership (45/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (17/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 20% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

89% of housing is owner-occupied. Rent burden reaches 25% of tenant households. There are about 1,060 housing units across 65786. The poverty rate is 15.0%. The typical home is worth about $162,100 (3.4× income, relatively affordable). At $52,273, median income runs below typical U.S. levels. 1,835 residents call 65786 home, typically aged 45. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 37.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100.

Taken together, 65786 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.