ZIP 65786 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 65786 (Camden County, Missouri) at a low 27/100 for overall property distress. Structurally it carries 59/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (82/100). Leading the profile are structural risk (59/100), institutional ownership (45/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (27/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

89% of housing is owner-occupied. Around 25% of renters are cost-burdened. There are about 1,060 housing units across 65786. Roughly 15.0% live below the poverty line. Home values center near $162,100, an affordability ratio of 3.4× — accessible. Median household income is $52,273, below the U.S. median near $78,000. 1,835 residents call 65786 home, typically aged 45. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 37.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 65786 scores 31/100.

Taken together, 65786 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 65786 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 65786 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 65786 stays directly comparable to neighboring ZIPs and the rest of Camden County, Missouri. Sparse data for 65786 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 65786 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For a buyer, 65786 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.