ZIP 65276 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 65276 (Cooper County, Missouri) returns a minimal composite of 9/100. What sets it apart are the readings on institutional ownership (23/100), structural risk (18/100), mortgage stress (13/100). structural risk (18/100) and mortgage stress (13/100) stay muted. Latent structural risk is 18/100 while live distress already moving reads 4/100.

The neutral-phase market in 65276 posted values that rose 3.5% over the year, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $186,300 (2.4× income, relatively affordable). On demographic stress specifically, 65276 scores 22/100. Owners hold 78% of homes, renters 22%. About 21% have a four-year degree. The ZIP holds roughly 742 housing units. Around 11% of renters are cost-burdened. About 1,733 people live here, median age 42. 6.8% of residents fall below the poverty threshold. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. At $77,083, median income runs near typical U.S. levels.

On the whole, 65276 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 65276 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 65276 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 65276 reflects the current record instead of a stale or modeled snapshot.

65276's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 65276 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.