ZIP 65624 Foreclosure, Tax-Lien & Distress Report

Stone County, Missouri's ZIP 65624 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (39/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (12/100) register low. Structural risk reads 39/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (74/100)).

The market reads peak — home values rose 4.4% year on year, and 47% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $64,792, below the U.S. median near $78,000. Roughly 27.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 68% of renters are cost-burdened. The tenure split is 93% owner-occupied to 7% rented. The demographic-stress sub-score lands at 38/100. About 1,722 people live here, median age 60. About 18% have a four-year degree. The vacancy rate is 19.4% — elevated. There are about 941 housing units across 65624. A median home runs $237,500 here, or 3.6 times local income.

On the whole, 65624 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 65624 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 65624 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 65624 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 for 65624 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 65624 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.