ZIP 65686 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 65686 (Stone County, Missouri) at a low 16/100 for overall property distress. Its standout signals are construction/permit lag (48/100), structural risk (35/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). The latent-versus-live split is 35/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (75/100).

The peak-phase market in 65686 posted values that rose 4.4% over the year, and 12% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $56,644, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above. The ZIP holds roughly 3,650 housing units. 83% of housing is owner-occupied. Population is roughly 4,487 with a median age of 65. On demographic stress specifically, 65686 scores 36/100. 12.9% of residents fall below the poverty threshold. Home values center near $257,300, an affordability ratio of 4.4×.

Net-net, 65686 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 65686 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 65686's 16/100 can be lined up against any neighbor in Stone County, Missouri or any ZIP coast to coast. Where the public record is thin for 65686, the field stays empty rather than modeled, and fills in as new documents post.

Behind 65686's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 65686 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.