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ZIP 65654 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Missouri · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 65654 in Lawrence County, Missouri comes in at 14, a minimal composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (65/100)). Its heaviest discrete signals: structural risk (28/100), institutional ownership (23/100), mortgage stress (12/100). institutional ownership (23/100) and mortgage stress (12/100) stay muted. Structurally it carries 28/100, against 4/100 of stress already in motion.

The peak-phase market in 65654 posted values that rose 4.4% over the year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $115,400, an affordability ratio of 2.4× — accessible. Around 63% of renters are cost-burdened. Owners hold 70% of homes, renters 30%. DLRadar's demographic-stress index for the area reads 31/100. Population is roughly 246 with a median age of 35. There are about 137 housing units across 65654. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Around 31% of adults hold a bachelor's degree or higher. Households earn a median $47,857 — below the roughly $78,000 national figure. 10.2% of residents fall below the poverty threshold.

Taken together, 65654 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 65654 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Lawrence County, Missouri and the nation. Nothing here is interpolated — where a source is thin for 65654, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

65654's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 65654 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
28/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 65654

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk65
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 65654 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 65654, the same set carried on every parcel.

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Open the complete 65654 acquisition file

The full 65654 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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