ZIP 70631 Foreclosure, Tax-Lien & Distress Report

ZIP code 70631 in Cameron County, Louisiana carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (75/100), flood (NFIP) exposure (61/100). Structurally it carries 54/100, against 9/100 of stress already in motion. Its standout signals are construction/permit lag (63/100), institutional ownership (58/100), structural risk (54/100). By contrast, mortgage stress (29/100) register low.

The market reads expansion — home values rose 8.0% year on year (phase confidence 94/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $134,100 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 37/100. 326 residents call 70631 home, typically aged 40. At $52,059, median income runs below typical U.S. levels. Educational attainment sits at 27% bachelor's-or-above. The poverty rate is 3.3% — low. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 62.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 513 housing units.

Net-net, 70631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 70631 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 70631's 24/100 can be lined up against any neighbor in Cameron County, Louisiana or any ZIP coast to coast. Where the record is thin for 70631, the field stays empty rather than modeled, and fills in as new documents post.

70631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 70631 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.