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ZIP 72438 Foreclosure, Tax-Lien & Distress Report

Mississippi County, Arkansas · Affordable market

In Mississippi County, Arkansas, ZIP 72438 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 69/100, with 7/100 of stress already active. Its heaviest discrete signals: structural risk (69/100), institutional ownership (54/100), construction/permit lag (51/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 964 housing units across 72438. Vacancy runs 10.0%. Home values center near $123,500, an affordability ratio of 2.4× — accessible. 67% of housing is owner-occupied. The poverty rate is 19.6% — high, a tax-stress and distress correlate. At $52,807, median income runs below typical U.S. levels. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. 2,118 residents call 72438 home, typically aged 49. About 20% have a four-year degree.

Net-net, 72438 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 72438 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 72438 reflects the current record instead of a stale or modeled snapshot.

The 31/100 figure for 72438 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 72438 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

31/100
Composite stress
69/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 72438

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk87
Another 9 scored dimensions sit behind 72438

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 72438 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 72438, drawn from the same report attached to each property.

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Adjacent Mississippi County ZIP reports

More distress data near 72438

Keep going: ZIP, county and state distress coverage for Mississippi County, Arkansas.

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