ZIP 63821 Foreclosure, Tax-Lien & Distress Report

Dunklin County, Missouri's ZIP 63821 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (77/100)). Property-level stress concentrates in structural risk (64/100), institutional ownership (49/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 64/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

627 residents call 63821 home, typically aged 46. A median home runs $60,900 here, or 1.6 times local income. 66% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. There are about 343 housing units across 63821. Around 51% of renters are cost-burdened. On demographic stress specifically, 63821 scores 31/100. Median household income is $38,659, below the U.S. median near $78,000. The poverty rate is 18.3% — high, a tax-stress and distress correlate.

Net-net, 63821 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 63821 at the moment; the composite and its components are still built from verifiable public records.

The 63821 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 63821 stays directly comparable to neighboring ZIPs and the rest of Dunklin County, Missouri. Where the public record is thin for 63821, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 63821 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 63821 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.