ZIP 63855 Property Distress & Foreclosure Data

ZIP code 63855 in Dunklin County, Missouri carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (77/100), FEMA disaster exposure (64/100). The latent-versus-live split is 70/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (70/100), construction/permit lag (63/100), institutional ownership (55/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 25.9% — elevated. On demographic stress specifically, 63855 scores 31/100. Roughly 25.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 53% of renters are cost-burdened. The ZIP holds roughly 477 housing units. About 15% have a four-year degree. Households earn a median $48,125 — below the roughly $78,000 national figure. About 774 people live here, median age 45. The tenure split is 79% owner-occupied to 21% rented. A median home runs $75,400 here, or 1.4 times local income.

Net-net, 63855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.