ZIP 72908 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 72908 (Sebastian County, Arkansas) lands at 28/100 — low on DLRadar's distress scoring. Latent structural risk is 63/100 while live distress already moving reads 5/100. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (80/100)). What sets it apart are the readings on structural risk (63/100), construction/permit lag (54/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (18/100).

The market reads peak — home values rose 3.0% year on year, and 22% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $197,000 (2.6× income, relatively affordable). Vacancy runs 6.7%. Population is roughly 14,003 with a median age of 43. Roughly 9.7% live below the poverty line. Households earn a median $68,697 — near the roughly $78,000 national figure. Around 29% of renters are cost-burdened. There are about 6,345 housing units across 72908. DLRadar's demographic-stress index for the area reads 26/100. The tenure split is 66% owner-occupied to 34% rented. About 30% have a four-year degree.

On balance 72908 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 72908 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 72908 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 72908 stays directly comparable to neighboring ZIPs and the rest of Sebastian County, Arkansas. Nothing here is interpolated — where a source is thin for 72908, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 72908 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 72908 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.