ZIP 72937 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 72937 in Sebastian County, Arkansas comes in at 28, a low composite-distress reading. Structural exposure scores 63 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (80/100). The most distinctive pressure shows up in structural risk (63/100), construction/permit lag (54/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (18/100).

The market reads peak — home values rose 3.0% year on year, and 46% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 9.7%. Rent burden reaches 40% of tenant households. Owners hold 77% of homes, renters 23%. Educational attainment sits at 11% bachelor's-or-above. The typical home is worth about $156,000 (2.4× income, relatively affordable). Households earn a median $58,400 — below the roughly $78,000 national figure. About 3,546 people live here, median age 48. The ZIP holds roughly 1,740 housing units. On demographic stress specifically, 72937 scores 29/100. 12.7% of residents fall below the poverty threshold.

Overall, 72937 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 72937 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 72937 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 72937 shows blanks, not estimates, wherever the record is sparse.

Each component behind 72937 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 72937 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.