ZIP 72945 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 72945 (Sebastian County, Arkansas) returns a low composite of 29/100. Leading the profile are structural risk (65/100), construction/permit lag (60/100), institutional ownership (40/100). On the quiet end sit mortgage stress (18/100). On the structural side it scores 65/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (81/100).

The peak-phase market in 72945 posted values that rose 3.0% over the year (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $36,978, below the U.S. median near $78,000. Rent burden reaches 3% of tenant households. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 541 with a median age of 26. There are about 250 housing units across 72945. The demographic-stress sub-score lands at 24/100. The poverty rate is 10.4%. 56% of housing is owner-occupied. Vacancy runs 4.4%. Home values center near $85,000, an affordability ratio of 2.8× — accessible.

Overall, 72945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 72945 at the moment; the composite and its components are still built from verifiable public records.

Whether 72945 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 72945 can be compared directly against any other ZIP in Sebastian County, Arkansas or nationwide. 72945 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

72945's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 72945 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.