ZIP 75849 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75849 (Houston County, Texas) at a moderate 32/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (61/100)). The split runs 71/100 structural to 8/100 active on the ground. What sets it apart are the readings on construction/permit lag (100/100), structural risk (71/100), institutional ownership (62/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 50 housing units. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 0% of renters are cost-burdened. Population is roughly 76 with a median age of 52. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 25.0% — elevated. On demographic stress specifically, 75849 scores 25/100. 77% of housing is owner-occupied. Median household income is $46,500, below the U.S. median near $78,000. The typical home is worth about $103,600 (1.9× income, relatively affordable).

On the whole, 75849 leans distressed, with opportunity clustered in specific stressed parcels. While 75849 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 75849 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. 75849 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 75849 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 75849 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.