Houston County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Houston County, TX distress report, 2026: 8 ZIPs scored in Houston, TX, Houston, TX average 30/100; the top Houston, TX ZIP is 75847 at 32/100; Houston, TX market phase peak, Houston, TX prices +2.0% year over year.
- Houston, TX ranks #44 nationally (opportunity index); Houston, TX #8 in Texas; Houston, TX index 38.7.
- Houston, TX: no CFPB county sample; Houston, TX non-metro area reading 1.4%.
- Houston, TX ZIP phases: 8 peak.
- Houston, TX residential listings tracked: 17 across 7 ZIPs; Houston, TX candidate listings 11.
- Houston, TX HUD assisted properties: 1 with 70 units.
- Houston, TX lenders on watch: 7; largest Houston, TX footprint Dominion Bank (2 branches).
- Houston, TX most distressed ZIP: 75847 at 32/100.
Houston, TX figures: DLRadar distress index; Houston, TX inputs: CFPB, FHFA, HUD, FDIC; Houston, TX rebuilt as sources refresh.
| Rank | Houston, TX ZIP | Score |
|---|---|---|
| 1 | 75847 | 32/100 |
| 2 | 75851 | 32/100 |
| 3 | 75856 | 32/100 |
| 4 | 75835 | 31/100 |
| 5 | 75849 | 31/100 |
| 6 | 75858 | 31/100 |
| 7 | 75839 | 25/100 |
| 8 | 75844 | 24/100 |
Most distressed Houston, TX ZIPs (0-100, 2026)
Mortgage delinquency around Houston, TX
No CFPB county sample covers Houston, TX; the non-metro area reading for Houston, TX: 1.4% ninety-plus; Houston, TX area thirty-to-eighty-nine 3.5% (December 2025, Houston, TX); Texas overall 1.2%.
Opportunity index: Houston, TX
Houston, TX index 38.7, Houston, TX phase strong_buy; Houston, TX primary driver vacancy, Houston, TX second driver construction. Houston, TX components: property stress 26.1, foreclosure pressure 26.8, listing discounts 44.5, bank stress 58.7, insurance 0.0; Houston, TX pulse 43.6; Houston, TX capital opportunity 31.3; Houston, TX seven-day change -0.3%.
ZIP market phases inside Houston, TX
8 Houston, TX ZIPs carry a price-cycle phase; Houston, TX ZIPs by phase (Houston, TX), deepest drawdown first: peak, +2.0% YoY (Houston, TX): 75835, 75847, 75849, 75851, Houston, TX 75856, 75858; peak, +1.0% YoY (Houston, TX): 75839; peak, +1.8% YoY (Houston, TX): 75844.
Residential listings by Houston, TX ZIP
Houston, TX ZIPs with the most tracked Houston, TX residential listings: 75835 14 listings, 9 candidates, bank pressure 58; 75851 2 listings, 2 candidates, bank pressure 62; 75844 1 listings, 0 candidates, bank pressure 55; 75847 0 listings, 0 candidates, bank pressure 62 (Houston, TX); 75849 0 listings, 0 candidates, bank pressure 58; 75856 0 listings, 0 candidates, bank pressure 62; 75858 0 listings, 0 candidates, bank pressure 58. Houston, TX totals: 17 listings; Houston, TX candidates 11; active ZIPs 1.
HUD assisted housing in Houston, TX
1 assisted properties with 70 units sit in Houston, TX; largest Houston, TX properties: Crockett Pine Ridge Manor (Crockett) 70 units, 70 assisted.
Lenders with branches in Houston, TX
Houston, TX lenders by branch count: Dominion Bank (Houston, TX): stress 68, 2 branches low in Houston, TX; Prosperity Bank (Houston, TX): stress 33, 2 branches low in Houston, TX; Sunflower Bank National Assn (Houston, TX): stress 76, 1 branch moderate in Houston, TX; Citizens National Bank (Houston, TX): stress 74, 1 branch moderate in Houston, TX; Lovelady State Bank (Houston, TX): stress 58, 1 branch low in Houston, TX; Commercial Bank Of Texas Na (Houston, TX): stress 58, 1 branch low in Houston, TX; First Nb Of Huntsville (Houston, TX): stress 43, 1 branch moderate in Houston, TX.
Vacancy and permits, Houston, TX
2,854 of 10,837 Houston, TX housing units are vacant.
Work Houston, TX at the parcel level
Every Houston, TX parcel carries owner and address; every Houston, TX parcel carries APN; Houston, TX distress scores sit on the Houston, TX live board.
Houston, TX figures refresh with each source.
Houston, TX questions
Most distressed ZIP code in Houston County, TX?
ZIP 75847 leads Houston, TX at 32/100; next in Houston, TX: 75851 at 32/100; the Houston, TX average is 30/100.
Where does Houston County, TX rank for investment opportunity?
Houston, TX is #44 among all ranked counties, #8 in Texas; the Houston, TX driver is vacancy; Houston, TX moved up 24 places.
How many mortgages are delinquent in Houston County, TX?
Houston, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Houston, TX.
Which banks lend in Houston County, TX?
7 watched lenders hold Houston, TX branches; the largest Houston, TX footprints are Dominion Bank (2), Prosperity Bank (2), Sunflower Bank National Assn (1).
More on Houston, TX
Houston County, TX distress report: public-record figures for Houston, TX; not legal advice for Houston, TX; not tax or investment advice; verify every Houston, TX record before acting.