ZIP 75861 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 75861 (Anderson County, Texas) returns a low composite of 26/100. The most distinctive pressure shows up in institutional ownership (65/100), structural risk (55/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), climate & FEMA risk (70/100), flood (NFIP) exposure (70/100). Structural exposure scores 55 and live distress 7 on the 0–100 scale.

The peak-phase market in 75861 posted values that rose 0.9% over the year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 908 housing units across 75861. Roughly 27.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 1,225 people live here, median age 40. Rent burden reaches 68% of tenant households. Vacancy runs 29.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 74% owner-occupied to 27% rented. Educational attainment sits at 12% bachelor's-or-above. The demographic-stress sub-score lands at 39/100. Median household income is $69,257, near the U.S. median near $78,000. The typical home is worth about $214,000 (3.0× income, relatively affordable).

Taken together, 75861 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 75861 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 75861 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 75861 stays directly comparable to neighboring ZIPs and the rest of Anderson County, Texas. Nothing here is interpolated — where a source is thin for 75861, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 75861's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 75861 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.