ZIP 75840 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75840 (Freestone County, Texas) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (57/100), institutional ownership (44/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 57/100 against active distress of 6/100.

The market reads neutral — home values rose 4.3% year on year, and 8% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 68% of homes, renters 32%. DLRadar's demographic-stress index for the area reads 35/100. About 6,993 people live here, median age 40. There are about 3,071 housing units across 75840. Home values center near $206,200, an affordability ratio of 3.4× — accessible. 16.2% of residents fall below the poverty threshold. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 51% of tenant households. Median household income is $56,670, below the U.S. median near $78,000.

Net-net, 75840 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.