ZIP 75860 Foreclosure, Tax-Lien & Distress Report
Freestone County, Texas · High Vacancy market
Freestone County, Texas's ZIP 75860 registers 16/100 composite distress, which DLRadar reads as low. The split runs 32/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). The sharpest non-environmental signals are institutional ownership (45/100), structural risk (32/100), mortgage stress (20/100). By contrast, structural risk (32/100) and mortgage stress (20/100) register low.
The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
6,451 residents call 75860 home, typically aged 39. The ZIP holds roughly 2,662 housing units. The typical home is worth about $128,400 (2.2× income, relatively affordable). About 12% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 29.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $57,551 — below the roughly $78,000 national figure. Rent burden reaches 54% of tenant households. The demographic-stress sub-score lands at 34/100. The poverty rate is 20.0% — high, a tax-stress and distress correlate.
Net-net, 75860 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 75860 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 75860's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 75860 reflects the current record instead of a stale or modeled snapshot.
The 16/100 for 75860 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 75860 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 75860’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 75860 by the numbers
The live 75860 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Freestone County ZIP reports
Nearest ZIP codes to 75860
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Other reports tied to Freestone County, Texas — ZIP, county and statewide.
The complete 75860 distress and acquisition report
The full 75860 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology