Freestone County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Freestone County, TX distress report, 2026: 9 ZIPs scored in Freestone, TX, Freestone, TX average 20/100; the top Freestone, TX ZIP is 75859 at 24/100; Freestone, TX market phase peak, Freestone, TX prices +2.0% year over year.
- Freestone, TX ranks #491 nationally (opportunity index); Freestone, TX #65 in Texas; Freestone, TX index 33.5.
- Freestone, TX: no CFPB county sample; Freestone, TX non-metro area reading 1.4%.
- Freestone, TX ZIP phases: 9 peak.
- Freestone, TX residential listings tracked: 7 across 6 ZIPs; Freestone, TX candidate listings 2.
- Freestone, TX lenders on watch: 5; largest Freestone, TX footprint Farmers State Bank (2 branches).
- Freestone, TX most distressed ZIP: 75859 at 24/100.
Freestone, TX figures: DLRadar distress index; Freestone, TX inputs: CFPB, FHFA, HUD, FDIC; Freestone, TX rebuilt as sources refresh.
| Rank | Freestone, TX ZIP | Score |
|---|---|---|
| 1 | 75859 | 24/100 |
| 2 | 76693 | 24/100 |
| 3 | 75831 | 21/100 |
| 4 | 75855 | 20/100 |
| 5 | 76667 | 20/100 |
| 6 | 75838 | 17/100 |
| 7 | 75840 | 17/100 |
| 8 | 75848 | 17/100 |
| 9 | 75860 | 17/100 |
Most distressed Freestone, TX ZIPs (0-100, 2026)
Mortgage delinquency around Freestone, TX
No CFPB county sample covers Freestone, TX; the non-metro area reading for Freestone, TX: 1.4% ninety-plus; Freestone, TX area thirty-to-eighty-nine 3.5% (December 2025, Freestone, TX); Texas overall 1.2%.
Opportunity index: Freestone, TX
Freestone, TX index 33.5, Freestone, TX phase peak_opportunity; Freestone, TX primary driver vacancy, Freestone, TX second driver bank institutional. Freestone, TX components: property stress 23.7, foreclosure pressure 25.1, listing discounts 42.3, bank stress 54.6, insurance 0.0; Freestone, TX pulse 35.3; Freestone, TX capital opportunity 30.7; Freestone, TX seven-day change -0.4%.
ZIP market phases inside Freestone, TX
9 Freestone, TX ZIPs carry a price-cycle phase; Freestone, TX ZIPs by phase (Freestone, TX), deepest drawdown first: peak, +2.0% YoY (Freestone, TX): 75831, 75838, 75840, 75848, Freestone, TX 75855, 75860, 76667; peak, +1.7% YoY (Freestone, TX): 75859; peak, +1.6% YoY (Freestone, TX): 76693.
Residential listings by Freestone, TX ZIP
Freestone, TX ZIPs with the most tracked Freestone, TX residential listings: 75840 4 listings, 1 candidates, bank pressure 56; 75860 3 listings, 1 candidates, bank pressure 56; 75838 0 listings, 0 candidates, bank pressure 58; 75848 0 listings, 0 candidates, bank pressure 56 (Freestone, TX); 75859 0 listings, 0 candidates, bank pressure 55; 76693 0 listings, 0 candidates, bank pressure 56. Freestone, TX totals: 7 listings; Freestone, TX candidates 2; active ZIPs 0.
Lenders with branches in Freestone, TX
Freestone, TX lenders by branch count: Farmers State Bank (Freestone, TX): stress 64, 2 branches low in Freestone, TX; Prosperity Bank (Freestone, TX): stress 33, 2 branches low in Freestone, TX; Alliance Bank Central Texas (Freestone, TX): stress 65, 1 branch low in Freestone, TX; Incommons Bank N A (Freestone, TX): stress 62, 1 branch low in Freestone, TX; Community Nb&T Of Texas (Freestone, TX): stress 51, 1 branch low in Freestone, TX.
Vacancy and permits, Freestone, TX
2,033 of 9,123 Freestone, TX housing units are vacant; Freestone, TX permits, twelve months: 0 multifamily units in Freestone, TX, 2 one-to-four unit units.
Work Freestone, TX at the parcel level
Every Freestone, TX parcel carries owner and address; every Freestone, TX parcel carries APN; Freestone, TX distress scores sit on the Freestone, TX live board.
Freestone, TX figures refresh with each source.
Freestone, TX questions
Most distressed ZIP code in Freestone County, TX?
ZIP 75859 leads Freestone, TX at 24/100; next in Freestone, TX: 76693 at 24/100; the Freestone, TX average is 20/100.
Where does Freestone County, TX rank for investment opportunity?
Freestone, TX is #491 among all ranked counties, #65 in Texas; the Freestone, TX driver is vacancy; Freestone, TX moved up 482 places.
How many mortgages are delinquent in Freestone County, TX?
Freestone, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Freestone, TX.
Which banks lend in Freestone County, TX?
5 watched lenders hold Freestone, TX branches; the largest Freestone, TX footprints are Farmers State Bank (2), Prosperity Bank (2), Alliance Bank Central Texas (1).
More on Freestone, TX
Freestone County, TX distress report: public-record figures for Freestone, TX; not legal advice for Freestone, TX; not tax or investment advice; verify every Freestone, TX record before acting.