ZIP 76845 Foreclosure, Tax-Lien & Distress Report

Coleman County, Texas's ZIP 76845 registers 8/100 composite distress, which DLRadar reads as minimal. Its heaviest discrete signals: institutional ownership (28/100), mortgage stress (18/100), structural risk (16/100). mortgage stress (18/100) and structural risk (16/100) stay muted. Structural exposure scores 16 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 28.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $60,625, below the U.S. median near $78,000. The typical home is worth about $243,800 (3.6× income, relatively affordable). The tenure split is 97% owner-occupied to 3% rented. Educational attainment sits at 40% bachelor's-or-above. The ZIP holds roughly 109 housing units. Population is roughly 172 with a median age of 42. The poverty rate is 7.0% — low. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 21/100.

Taken together, 76845 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 76845 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 76845 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Coleman County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 76845 shows blanks, not estimates, wherever the record is sparse.

76845's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 76845 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.