ZIP 76865 Foreclosure, Tax-Lien & Distress Report

Runnels County, Texas's ZIP 76865 registers 9/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in construction/permit lag (50/100), structural risk (20/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. On the structural side it scores 20/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 73% of homes, renters 27%. On demographic stress specifically, 76865 scores 22/100. Vacancy runs 31.8%, above the national norm and a classic distress-and-opportunity signal. About 4% have a four-year degree. About 237 people live here, median age 49. The ZIP holds roughly 153 housing units. A median home runs $74,600 here, or 1.9 times local income. Households earn a median $57,109 — below the roughly $78,000 national figure. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened.

Net-net, 76865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 76865 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 76865 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76865 can be compared directly against any other ZIP in Runnels County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 76865, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 76865 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. In workflow terms, 76865 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.