ZIP 76866 Property Distress & Foreclosure Data

In Concho County, Texas, ZIP 76866 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (41/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). On the structural side it scores 41/100, with 7/100 of stress already active.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 470 housing units. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 83% of homes, renters 17%. Around 0% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Home values center near $163,100, an affordability ratio of 2.2× — accessible. 15.3% of residents fall below the poverty threshold. The vacancy rate is 41.1% — elevated. Median household income is $54,091, below the U.S. median near $78,000. About 918 people live here, median age 51.

Net-net, 76866 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.