ZIP 76945 Property Distress & Foreclosure Data

Coke County, Texas's ZIP 76945 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in institutional ownership (38/100), construction/permit lag (31/100), structural risk (25/100). On the quiet end sit structural risk (25/100) and mortgage stress (17/100). The latent-versus-live split is 25/100 structural and 5/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (70/100)).

The neutral-phase market in 76945 posted values that rose 4.4% over the year (phase confidence 25/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 23% of renters are cost-burdened. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $40,556 — below the roughly $78,000 national figure. On demographic stress specifically, 76945 scores 25/100. The ZIP holds roughly 1,133 housing units. A median home runs $67,000 here, or 1.6 times local income. About 24% have a four-year degree. Population is roughly 1,706 with a median age of 48. Roughly 15.7% live below the poverty line. The vacancy rate is 28.1% — elevated.

On the whole, 76945 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.