ZIP 77856 Foreclosure, Tax-Lien & Distress Report

Robertson County, Texas's ZIP 77856 registers 24/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: institutional ownership (72/100), structural risk (31/100), mortgage stress (28/100). By contrast, insurance pressure (25/100) and price dislocation (25/100) register low. Structural exposure scores 31 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (89/100).

The market reads contraction — home values fell 3.0% year on year, 3.0% off the recent peak, and 25% higher over three years (phase confidence 88/100). A cooling market tends to open discount-to-value windows.

Median household income is $90,889, above the U.S. median near $78,000. 75% of housing is owner-occupied. Roughly 8.6% live below the poverty line. A median home runs $318,400 here, or 2.7 times local income. Around 21% of renters are cost-burdened. About 4,832 people live here, median age 37. The ZIP holds roughly 2,744 housing units. DLRadar's demographic-stress index for the area reads 28/100. About 23% have a four-year degree. Vacancy runs 38.2%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 77856 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 77856 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 77856 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 77856, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 77856 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 77856 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.