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ZIP 77865 Foreclosure, Tax-Lien & Distress Report

Leon County, Texas · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 77865 in Leon County, Texas comes in at 23, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (64/100). Structural risk reads 49/100 against active distress of 9/100. Property-level stress concentrates in institutional ownership (71/100), structural risk (49/100), mortgage stress (29/100). mortgage stress (29/100) stay muted.

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $187,100, an affordability ratio of 2.9× — accessible. Vacancy runs 36.4%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $64,063 — below the roughly $78,000 national figure. Around 43% of renters are cost-burdened. Educational attainment sits at 14% bachelor's-or-above. The demographic-stress sub-score lands at 33/100. Roughly 13.7% live below the poverty line. 85% of housing is owner-occupied. The ZIP holds roughly 1,002 housing units. 1,818 residents call 77865 home, typically aged 32.

On the whole, 77865 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 77865 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 77865's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 77865 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

77865's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 77865 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
49/100
Structural risk
9/100
Distress activity

ZIP 77865 distress signals, scored

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk55
9 further distress layers are graded for 77865

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 77865 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 77865, the same set carried on every parcel.

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