ZIP 77865 Property Distress & Foreclosure Data

In Leon County, Texas, ZIP 77865 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 48/100 structural and 9/100 already moving. Its standout signals are institutional ownership (67/100), structural risk (48/100), mortgage stress (29/100). By contrast, mortgage stress (29/100) register low.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $187,100 (2.9× income, relatively affordable). The vacancy rate is 36.4% — elevated. At $64,063, median income runs below typical U.S. levels. Around 43% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. The poverty rate is 13.7%. 85% of housing is owner-occupied. The ZIP holds roughly 1,002 housing units. About 1,818 people live here, median age 32.

Net-net, 77865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.