ZIP 78102 Foreclosure, Tax-Lien & Distress Report

In Bee County, Texas, ZIP 78102 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (47/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (14/100) stay muted. Latent structural risk is 47/100 while live distress already moving reads 4/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 16% higher over three years (phase confidence 10/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $111,000, an affordability ratio of 1.8× — accessible. Rent burden reaches 46% of tenant households. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. Around 11% of adults hold a bachelor's degree or higher. The tenure split is 71% owner-occupied to 29% rented. On demographic stress specifically, 78102 scores 31/100. About 27,000 people live here, median age 36. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 8,935 housing units across 78102. At $59,591, median income runs below typical U.S. levels.

Taken together, 78102 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78102 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 78102 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 78102 stays directly comparable to neighboring ZIPs and the rest of Bee County, Texas. Nothing here is interpolated — where a source is thin for 78102, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 78102's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 78102 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.