ZIP 78851 Foreclosure, Tax-Lien & Distress Report

ZIP code 78851 in Terrell County, Texas carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic distress index. The pressure is most legible in institutional ownership (37/100), structural risk (14/100). By contrast, institutional ownership (37/100) and structural risk (14/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100). Structural risk reads 14/100 against active distress of 0/100.

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 100% owner-occupied to 0% rented. Around 100% of adults hold a bachelor's degree or higher. 47 residents call 78851 home. Vacancy runs 30.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 78851 scores 48/100. There are about 73 housing units across 78851. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 78851 leans distressed, with opportunity clustered in specific stressed parcels. While 78851 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 78851 read uses the identical scoring model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 78851 stays directly comparable to neighboring ZIPs and the rest of Terrell County, Texas. 78851 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 78851 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 7/100 roll-up. The point of the 78851 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.