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ZIP 78851 Foreclosure, Tax-Lien & Distress Report

Terrell County, Texas · High Vacancy market

ZIP code 78851 in Terrell County, Texas carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (39/100), structural risk (15/100). By contrast, institutional ownership (39/100) and structural risk (15/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). Structural risk reads 15/100 against active distress of 0/100.

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 100% owner-occupied to 0% rented. Around 100% of adults hold a bachelor's degree or higher. 47 residents call 78851 home. Vacancy runs 30.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 78851 scores 6/100. There are about 73 housing units across 78851. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 78851 leans distressed, with opportunity clustered in specific stressed parcels. While 78851 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 78851 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 78851 stays directly comparable to neighboring ZIPs and the rest of Terrell County, Texas. 78851 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 78851 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 7/100 roll-up. The point of the 78851 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

7/100
Composite stress
15/100
Structural risk
0/100
Distress activity

ZIP 78851 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk0
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

78851 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 78851, the same set carried on every parcel.

Loading ZIP 78851 stress data…

Other Terrell County ZIP codes

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Deterministic scoring, sourced entirely from public data · methodology

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